Funeral plans > Pre-paid funerals

As a long established business we are only too aware that the cost of funerals has risen in recent years, but taking out a funeral plan is a cost effective way to make financial provision for your funeral. We are pleased to offer our own personalised funeral plans. This allows you to get on and enjoy life, with the peace of mind that clear instructions have been left for your loved ones.

We work closely with Perfect Choice Funeral Plans who will administer your funeral plan pre-payment. This ensures that should anything ever happen to our business, your money will be secure.

The unique advantage of a Perfect Choice Funeral Plan is that the full pre-payment amount, minus the management fee, is ring-fenced and held in a whole of life assurance policy which cannot be used for anything other than your funeral. The money is made available to us at the time of need, enabling us to carry out the agreed funeral arrangements. 

At the time of the funeral our direct services will be covered as long as we carry out your funeral and your requirements don’t change. If third party costs have risen above the value of the plan, there may be an additional balance to pay. In some instances, friends and family choose to add additional items which were not included in the original plan. An example of this may be an extra limousine and additions such as this can easily be made and paid for at the time of need.

We firmly believe that a person should not receive a lesser level of service because they choose to make their wishes known to us in advance. That is why we will only ever have our staff meet with you to discuss a funeral plan. This enables us to provide an accurate cost, at today’s price, which will reflect exactly what your wishes are.

An increasing number of funeral planning companies deal directly with the public through sales people or agencies. We have found that this often involves high rates of commission which the public are not aware of. Because of this Thomas Cuthell & Sons will not deal with any company who operate in this manner as these people are not employed by us and will not have any contact with you at the time of the funeral.

Terms and conditions apply to funeral plans – please ask for details.

Funeral plans FAQs